Thank you for your interest in smartbanking


smartaccount can be opened by:

Income based:

  • Salaried individuals (AED 5000+ monthly)
  • Business Owners/Partners
  • Account for personal use only

Non-Income based:

  • House wives (with house wife visa status)
  • Students (with Student ID) (Age: 18 to 24 years)
  • Account for personal use only


ADIB Smart Banking Account is governed by the terms and conditions of ADIB saving account as specified in ADIB Banking Services Agreement together with the terms and conditions mentioned thereafter which shall apply only to ADIB Smart Banking Account and together shall form the complete terms and conditions between ADIB and the customer in respect of ADIB Smart Banking Account.

Search Results for “Smart Advice”

  • Deals

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    Palm Jumeirah, Dubai AED 119.99 79.99
  • Deals

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    Palm Jumeirah, Dubai AED 119.99 79.99
  • Smart Advice

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    14 Aug, 2016
  • Smart Advice

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    14 Aug, 2016
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    14 Aug, 2016
  • Smart Advice

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    14 Aug, 2016
  • Smart Advice

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    14 Aug, 2016
  • Smart Advice

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    14 Aug, 2016

Eidya offer

Transfer Eidya to your loved ones with ADIB smartbanking and get a chance to win it all back

Make this Eid extra special with ADIB. Increase your international transfers as you celebrate with your loved ones and be among 2 lucky winners to win your transferred money back – of up to AED 5,000*. And that’s not all, the more you spend using your ADIB smartbanking Debit Card this festive season, the better your chances of being one of 5 customers to win shopping vouchers worth AED 1,000.

Celebrate Eid with ADIB smartbanking.

Terms and conditions apply

  • The Eid campaign is not an integral part of the ADIB smartbanking programme.
  • This offer is valid from 15th of July 2021 until 31st of July 2021.
  • This offer is valid for customers who are holding an ADIB smartaccount.
  • Minimum transfer amount of AED 1,000 internationally using the ADIB smartbanking App, 1 Coupon to be awarded for every AED 1,000 transferred.
  • Minimum spend amount of AED 1,000 on the smartbanking Debit Card, 1 Coupon to be awarded for every AED 1,000 spent during campaign period.
  • 1 Coupon to be awarded for every AED 1,000 remitted or spent during the campaign period.
  • Maximum 5 coupons can be awarded per customer for each draw.
  • Prizes will only be earned by meeting the conditions mentioned in the above.
  • Vouchers cannot be exchanged for cash.
  • By participating in this promotion, customers agree to be bound by all other General Terms and Conditions for Accounts and Islamic Banking Services and the smartbanking terms and conditions.
  • ADIB will announce the results of the prize draw through its website Moneysmart.ae and on its social media accounts on Facebook or Twitter.
  • Prize value will be exclusively from shareholders’ funds at the sole discretion of ADIB.
  • The draws will be conducted on the 16th of August 2021 through the ADIB automated raffle system.
  • ADIB Staff are not eligible for the campaign.

*Prize amount to be won will be the total of the international transfer amount by the winning customers capped at AED 5,000 per winner.