Thank you for your interest in smartbanking


smartaccount can be opened by:

Income based:

  • Salaried individuals (AED 5000+ monthly)
  • Business Owners/Partners
  • Account for personal use only

Non-Income based:

  • House wives (with house wife visa status)
  • Students (with Student ID) (Age: 18 to 24 years)
  • Account for personal use only


ADIB Smart Banking Account is governed by the terms and conditions of ADIB saving account as specified in ADIB Banking Services Agreement together with the terms and conditions mentioned thereafter which shall apply only to ADIB Smart Banking Account and together shall form the complete terms and conditions between ADIB and the customer in respect of ADIB Smart Banking Account.

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    Palm Jumeirah, Dubai AED 119.99 79.99
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